At Break Free NL, our mission is to dismantle the exploitative debt industry in the Netherlands and replace it with fair, transparent, and sustainable solutions that empower individuals and families.

We are committed to:

• Ending Exploitation: Advocating for legislation to cap interest rates, limit abusive collection practices, and promote transparency in financial services.

• Supporting Families: Providing resources, financial relief, and accessible alternatives to prevent and resolve debt.

• Educating Communities: Equipping individuals with the knowledge and tools to achieve financial independence and avoid debt traps.

• Systemic Change: Championing a groundbreaking state-backed debt buyout system, where municipalities or the government purchase problematic debts at reduced rates and restructure repayments fairly. This ensures public funds go toward meaningful relief instead of perpetuating the costly and inefficient debt assistance industry.

We believe in a society where no one is trapped in a cycle of debt and poverty, and where government resources actively create lasting financial stability for citizens. Together, we can break the chains of debt and build a fairer, more just financial system for all.